Union County property record for 405 Jones St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1981 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Aug 2025) |
| Tax Bill | $1,044 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-150-128 |
| Primary APN | 09-150-128 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 11,238 sqft (0.258 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 JONES ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #10 CAMP SUTTON BLKA PB3 PG63 |
| Legal Subdivision | SECREST DRUG COM 3-63 |
| Legal Block | A |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20601 |
405 Jones St, a rural home, is owned and occupied by two individuals who bought it in August 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 JONES ST, MONROE, NC 28110-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Oct 13, 2009 · Amount on File |
| Deed Document Number | 202521675 |
| Deed Book / Page | 9184 / 733 |
| Prior Transfer Date | Apr 23, 2009 |
| Prior Transfer Doc | 5110715 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Jones St was $1,044.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,500 (-) Land $33,000 Building $86,500 | $119,500 (-) Land $33,000 Building $86,500 | |
| 2025 | $1,044.00 | $119,500 Land $33,000 Building $86,500 | $119,500 Land $33,000 Building $86,500 |
| 2023 | $1,116.00 | $102,400 Land $14,800 Building $87,600 | $102,400 Land $14,800 Building $87,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Jones St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Jones St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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