Union County property record for 404 Jones St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1981 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jul 2002) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-150-124 |
| Primary APN | 09-150-124 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 11,238 sqft (0.258 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 JONES ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #11 CAMP SUTTON BLKB PG03PB63 |
| Legal Subdivision | SECREST DRUG COM 3-63 |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20601 |
404 Jones St, a rural home, is owned and occupied by two individuals who acquired it in May 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 JONES ST, MONROE, NC 28110-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2002 · Amount on File |
| Deed Sale | Jul 26, 2002 · Amount on File |
| Deed Document Number | 200228655 |
| Deed Book / Page | 1873 / 140 |
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 8107556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 20, 2021 |
| Property Address | 404 JONES ST, MONROE, NC 28110-3615 |
| Document Number | 8107556 |
| Book / Page | 8107 / 556 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | May 12, 2021 |
| Instrument | 23902 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 JONES ST, MONROE, NC 28110-3615 |
| Document Number | 23903 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 23903 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 404 Jones St was $1,044.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,500 (-) Land $33,000 Building $86,500 | $119,500 (-) Land $33,000 Building $86,500 | |
| 2025 | $1,044.00 | $119,500 Land $33,000 Building $86,500 | $119,500 Land $33,000 Building $86,500 |
| 2023 | $1,116.00 | $102,400 Land $14,800 Building $87,600 | $102,400 Land $14,800 Building $87,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Jones St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Jones St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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