Harris County property record for 401 James St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,397 sqft · built 1926 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,780 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-216-000-0019 |
| Primary APN | 003-216-000-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,397 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,500 sqft (0.103 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0032160000019 |
|---|---|
| Street Address | 401 JAMES ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-8326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 BLK 52 ALLEN A C |
| Legal Subdivision | ALLEN A C |
| Legal Block | 52 |
| Legal Lot Number | 19 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 212300 |
Source: Harris County assessment roll, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 N BLANCO ST, LOCKHART, TX 78644-1705 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2003 |
| Deed Sale | Dec 12, 2003 |
| Deed Document Number | 2003256252 |
| Deed Book / Page | 57952 / 139 |
| Last Transfer Date | Apr 4, 2006 |
| Transfer Doc | 000Z203236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 401 JAMES ST, HOUSTON, TX 77009-8326 |
| Document Number | 0000198793 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 JAMES ST HOUSTON TX 770098326, HOUSTON, TX 77009-8326 |
| Document Number | 0000198793 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 198793 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 7, 2047 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,780.00 (+2.49%) | $319,029 (-5.35%) Land $175,500 Building $143,529 | $319,029 (-5.35%) Land $175,500 Building $143,529 |
| 2024 | $6,615.00 (-2.58%) | ||
| 2023 | $337,050 Land $155,250 Building $181,800 | $337,050 Land $155,250 Building $181,800 | |
| 2022 | $6,790.00 (+11.99%) | ||
| 2020 | $6,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2001–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile USA.
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