Covington County property record for 405 James Loop, Opp, AL 36467 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,195 sqft Living Area |
| Lot Size | 18,750 sqft (0.43 acres) |
| Garage | Carport, 360 sqft |
| Occupancy | Owner Occupied |
Source: Covington County records · APN 23-11-09-29-1-003-018.000
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 JAMES LOOP, OPP, AL 36467-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Company |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit CCB COMMUNITY BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit CCB COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON AL |
| Property Address | 405 JAMES LOOP, OPP, AL 36467-1333 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 JAMES LOOP, OPP, AL 36467-1333 |
| Document Number | 02023/9047 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 2023/9047 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | OPP, AL 36467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON AL |
| Property Address | 405 JAMES LOOP, OPP, AL 36467-1333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 JAMES LOOP, OPP, AL 36467-1333 |
| Document Number | 2022/19218 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 2022/19218 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | OPP, AL 36467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Covington County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Municipality | Opp City |
| Unified School District | Opp City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $17,532 (+160.51%) Land $1,040 Building $16,492 | $87,660 (+30.25%) Land $5,200 Building $82,460 |
| 2023 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $6,730 Land $460 Building $6,270 | $67,300 Land $4,600 Building $62,700 |
Source: FEMA National Flood Hazard Layer, Covington County (01039C), updated November 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-11-09-29-1-003-018.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,195 sqft Living Area |
| 1st Floor | 975 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,750 sqft (0.43 acres) |
| Depth X Width | 150 ft x 125 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 360 sqft Garage |
| Carport | Carport |
| Carport Area | 360 sqft Carport |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 23361080 |
|---|---|
| Street Address | 405 JAMES LOOP |
| City | OPP |
| State | AL |
| Zip | 36467-1333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DB/PG>683/209 NJSD 4/12/76 LOT 8 BLK F LEE HEIGHTS BK 4 PG 99 SEC 29T4N R18E |
| Legal Range | 18E |
| Legal Township | 04N |
| Legal Section | 29 |
| Legal Subdivision | LEE HEIGHTS |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | COVINGTON AL |
| Minor Civil Division | OPP |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 962500 |
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