404 James Loop, Opp, AL 36467 Property Records

Covington County property record for 404 James Loop, Opp, AL 36467 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,769 sqft Living Area
Lot Size	23,632 sqft (0.542 acres)
Occupancy	Owner Occupied
Last Sale	$52,570 (2023)
Tax Bill	$368.00 (2025)

Owner

Source: Covington County records · APN 23-11-09-29-1-003-022.000

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 JAMES LOOP, OPP, AL 36467-1332
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Deed Book / Page	2023 / 4452
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Mar 13, 2023
Property Address	404 JAMES LOOP, OPP, AL 36467-1332
Document Number	02023/4452
Book / Page	2023 / 4452
Map Reference	MB 4 PG 99
Instrument Date	Mar 03, 2023
Transaction Type	Transfer
Record Updated	Apr 05, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18463 W STATE HIGHWAY 52, KINSTON, AL 36453-6043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	404 JAMES LOOP, OPP, AL 36467-1332
Investor	Possibly a Property Investor

Mortgage

Document Number	0020234455
Date	Mar 13, 2023
Instrument	2023/4455

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 03, 2053

Tax Assessment & Valuation

Source: Covington County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$368.00 (+19.87%) Homeowner's exemption Senior Citizen's exemption	$23,916 (+136.32%) Land $1,060 Building $22,856	$119,580 (+18.28%) Land $5,300 Building $114,280
2024	$307.00 (-60.94%) Homeowner's exemption Senior Citizen's exemption	$10,120 (-49.8%) Land $540 Building $9,580	$101,100 (+0.3%) Land $5,300 Building $95,800
2023	$786.00 (+5.08%)	$20,160 (+5.09%) Land $920 Building $19,240	$100,800 (+5.09%) Land $4,600 Building $96,200
2022	$748.00	$19,184 Land $860 Building $18,324	$95,920 Land $4,300 Building $91,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Covington County (01039C), updated November 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-11-09-29-1-003-022.000`
Alternative APNs	`11092910030220000` `1109291003022000` `23422687` `336040`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,769 sqft Living Area
1st Floor	1,625 sqft 1st Floor
Basement Area	144 sqft Basement
Unfinished Basement	144 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,632 sqft (0.542 acres)
Depth X Width	211 ft x 112 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	23422687
Street Address	404 JAMES LOOP
City	OPP
State	AL
Zip	36467-1332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/4452 JSD 3/3/2023 LOT 1 BLK G LEE HEIGHTS SUB BK 4 PG 99 SEC 29 T4N R18E
Legal Range	18E
Legal Township	04N
Legal Section	29
Legal Subdivision	LEE HEIGHTS
Legal Block	G
Legal Lot Number	1
Jurisdiction	COVINGTON AL
Minor Civil Division	OPP
Census Blockgroup	2
Census Block	2012
Census Tract	962500