Lowndes County property record for 405 Jackson Cir, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,088 sqft · built 1977 |
| Lot Size | 0.283 acres (12,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,682 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46W190100600 |
| Primary APN | 46W190100600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,088 sqft Adjusted Area |
| 1st Floor Area | 1,822 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,320 sqft (0.283 acres) |
| Lot Dimensions | 220 ft deep x 56 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 JACKSON CIR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 JACKSON CIR LOT 21 BLOCK B 7A |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 32 |
| Legal Subdivision | HOLLY HILLS SUBDIV PT 1 |
| Legal Block | B |
| Legal Lot Number | 21 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 302 |
Source: Lowndes County assessment roll, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GUM TREE MORTGAGE LLC |
| Dec 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 |
| Deed Sale | Dec 27, 2021 |
| Prior Sale | Oct 26, 2016 · Amount on Record |
| Deed Book / Page | 2021 / 11389 |
| Transfer Doc | 0000002519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 405 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202138272 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2021/38272 |
| Name | GUM TREE MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 27, 2021 |
| Property Address | 405 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Document Number | 00202111389 |
| Book / Page | 2021 / 11389 |
| Instrument Date | Dec 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Document Number | 0202138272 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021/38272 |
| Name | GUM TREE MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 (+1.36%) Homeowner's exemption | $18,260 (+15.94%) | $182,600 (+15.94%) Land $15,000 Building $167,600 |
| 2024 | $2,646.00 (+16.31%) | ||
| 2023 | $2,275.00 Homeowner's exemption | $15,750 | $157,500 Land $15,000 Building $142,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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