Lowndes County property record for 403 Jackson Cir, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,804 sqft · built 1994 |
| Lot Size | 0.272 acres (11,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Mar 2014) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46W190100500 |
| Primary APN | 46W190100500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,804 sqft Adjusted Area |
| 1st Floor Area | 2,342 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 11,880 sqft (0.272 acres) |
| Lot Dimensions | 220 ft deep x 54 ft wide |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006382 |
|---|---|
| Street Address | 403 JACKSON CIR |
| City | COLUMBUS |
| State | MS |
| Zip | 39705-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 403 JACKSON CIR LOT 22 BLOCK B 8E8C |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 32 |
| Legal Subdivision | HOLLY HILLS SUBDIV PT 1 |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 302 |
Source: Lowndes County records · APN 46W190100500
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Jul 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 03, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Document Number | 0020141737 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020223596 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 2022/3596 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020223609 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 2022/3609 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Document Number | 0020200764 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 403 JACKSON CIR COLUMBUS MS 397051261, COLUMBUS, MS 39705-1261 |
| Document Number | 0020200764 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 002020/020764 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Document Number | 0020190086 |
| Instrument Date | Sep 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 JACKSON CIR COLUMBUS MS 397051261, COLUMBUS, MS 39705-1261 |
| Document Number | 0020190086 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002019/020086 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 403 JACKSON CIR, COLUMBUS, MS 39705-1261 |
| Document Number | 0020173952 |
| Book / Page | 002017 / 003952 |
| Instrument Date | Feb 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 403 JACKSON CIR COLUMBUS MS 397051261, COLUMBUS, MS 39705-1261 |
| Document Number | 0020173952 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 002017/003952 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2047 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 (+0.71%) Homeowner's exemption | $17,569 (+13.19%) | $175,690 (+13.19%) Land $15,000 Building $160,690 |
| 2024 | $2,551.00 (+13.99%) | ||
| 2023 | $2,238.00 Homeowner's exemption | $15,522 | $155,220 Land $15,000 Building $140,220 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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