405 Iris St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 405 Iris St, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,246 sqft · built 1997
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jul 2021)
Tax Bill	$14,822 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072528278300011000`

Property Details

APN / Parcel Number

Primary APN	`072528278300011000`
Alternative APN	`7783`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,246 sqft Heated Area
Gross Area	4,036 sqft
1st Floor Area	1,581 sqft
Upper Floors Area	1,181 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	102 ft deep x 63 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	306 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7783
Street Address	405 IRIS ST
City	CELEBRATION
State	FL
Zip	34747-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION VILLAGE UNIT 2 PB 8 PGS 185-212 LOT 100 07/25/28
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEB VLG UN 2
Legal Tract	2783
Legal Block	1
Legal Lot Number	7,100
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1002
Census Tract	40807

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 IRIS ST, CELEBRATION, FL 34747-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	2021107520
Deed Book / Page	5999 / 2058
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 12, 2021
Property Address	405 IRIS ST, CELEBRATION, FL 34747-4624
Document Number	0059992058
Book / Page	5999 / 2058
Map Reference	MB 8 PG 185-212
Instrument Date	Jul 6, 2021
Instrument	2021107520
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 STICKLEY AVE, 1404, CELEBRATION, FL 34747-4024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 IRIS ST, CELEBRATION, FL 34747-4624

Mortgage

Document Number	59992060
Date	Jul 12, 2021
Instrument	5999/2060

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,822.00 (+10.26%)	$959,500 (+5.8%) Land $144,200 Building $815,300	$959,500 (+5.8%) Land $144,200 Building $815,300
2023	$13,443.00 (+12.02%)	$906,900 (+15.51%) Land $134,800 Building $772,100	$906,900 (+15.51%) Land $134,800 Building $772,100
2022	$12,001.00	$785,100 Land $81,800 Building $703,300	$785,100 Land $81,800 Building $703,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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