402 Iris St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 402 Iris St, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,637 sqft · built 1997
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Owner Names on Record
Last Sale	$87,500 (May 1997)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072528278300010910`

Property Details

APN / Parcel Number

Primary APN	`072528278300010910`
Alternative APN	`7774`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,637 sqft Heated Area
Gross Area	4,606 sqft
1st Floor Area	1,699 sqft
Upper Floors Area	1,294 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	150 ft deep x 81 ft wide
Garage Type	Detached - Finished
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	287 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	7774
Street Address	402 IRIS ST
City	CELEBRATION
State	FL
Zip	34747-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION VILLAGE UNIT 2 PB 8 PGS 185-212 LOT 91 07/25/28
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEB VLG UN 2
Legal Tract	2783
Legal Block	1
Legal Lot Number	7,91
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1003
Census Tract	40807

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	402 IRIS ST, CELEBRATION, FL 34747-4623
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1997 · Amount on Record
Deed Sale	May 30, 1997 · Amount on Record
Deed Document Number	0140401731
Deed Book / Page	01404 / 01731
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	402 IRIS ST, CELEBRATION, FL 34747-4623
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 IRIS ST, CELEBRATION, FL 34747-4623

Mortgage

Document Number	0060442993
Date	Sep 17, 2021
Book Page	6044/2993
Instrument	2021144087

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	402 IRIS ST, CELEBRATION, FL 34747-4623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050902182
Date	Jan 25, 2017
Book Page	5090/2182
Instrument	2017013165

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	402 IRIS ST, CELEBRATION, FL 34747-4623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055730890
Date	Aug 14, 2019
Book Page	5573/0890
Instrument	2019104827

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 25, 2020

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,839.00 (+10.04%) Homeowner's exemption	$496,366 (+5.99%)	$1,076,500 (+5.83%) Land $161,200 Building $915,300
2023	$7,124.00 (+4.43%) Homeowner's exemption	$468,329 (+3%)	$1,017,200 (+15.26%) Land $150,800 Building $866,400
2022	$6,822.00 Homeowner's exemption	$454,689	$882,500 Land $93,300 Building $789,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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