Worcester County and Bolton Town property record for 405 Harvard Rd, Bolton, MA 01740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,017 sqft · built 1990 |
| Lot Size | 4.88 acres (212,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $766,000 (Jun 2024) |
| Tax Bill | $11,920 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BOLT M:007C B:0000 L:0059 |
| Primary APN | BOLT M:007C B:0000 L:0059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,017 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 212,573 sqft (4.88 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 405 HARVARD RD |
|---|---|
| City | BOLTON |
| State | MA |
| Zip | 01740-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 59 |
| Jurisdiction | BOLTON MA |
| Township / Civil Division | BOLTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 715100 |
405 Harvard Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Worcester County and Bolton Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 HARVARD RD, BOLTON, MA 01740-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Deed Document Number | 202447637 |
| Deed Book / Page | 70663 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOLTON MA |
| Property Address | 405 HARVARD RD, BOLTON, MA 01740-1040 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65024-228 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 65024/228 |
| Instrument | 57436 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
The 2025 property tax bill for 405 Harvard Rd was $11,920, up 9.9% from the year before.
Source: Worcester County and Bolton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Bolton Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,920.00 (+9.87%) | $717,200 (+7.49%) Land $244,300 Building $472,900 | $710,695 (-0.2%) |
| 2024 | $10,849.00 (+3.03%) | $667,200 (+10.89%) Land $234,300 Building $432,900 | $712,120 |
| 2023 | $10,530.00 | $601,700 Land $232,400 Building $369,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Harvard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1991–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Harvard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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