401 Harvard Rd, Bolton, MA 01740 Property Records

Worcester County and Bolton Town property record for 401 Harvard Rd, Bolton, MA 01740

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,963 sqft · built 1987
Lot Size	7.09 acres (309,145 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Aug 2024)
Tax Bill	$18,962 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOLT M:007C B:0000 L:0017B`

Property Details

APN / Parcel Number

Primary APN	`BOLT M:007C B:0000 L:0017B`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,963 sqft Living Area
1st Floor Area	1,926 sqft
Basement Area	1,926 sqft
Unfinished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	309,145 sqft (7.09 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	401 HARVARD RD
City	BOLTON
State	MA
Zip	01740-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	NORTHWOODS 36-2
Legal Lot Number	17B
Jurisdiction	BOLTON MA
Township / Civil Division	BOLTON
Census Block Group	1
Census Block	1007
Census Tract	715100

Owner

401 Harvard Rd is owned and occupied by an individual who bought it in August 2024.

Source: Worcester County and Bolton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	401 HARVARD RD, BOLTON, MA 01740-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Sep 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202465181
Deed Book / Page	70892 / 316
Prior Transfer Date	Jun 7, 2024
Prior Transfer Doc	070892-316
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOLTON MA
Property Address	401 HARVARD RD, BOLTON, MA 01740-1040
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068235-167
Date	Sep 19, 2022
Book Page	68235/167
Instrument	102785

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOLTON MA
Recording Date	Sep 9, 2021
Property Address	401 HARVARD RD, BOLTON, MA 01740-1040
Document Number	66026-109
Book / Page	66026 / 109
Instrument Date	Sep 9, 2021
Instrument	126878
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HARVARD RD, BOLTON, MA 01740-1040

Mortgage

Document Number	126879
Date	Sep 9, 2021
Instrument	126879

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Oct 1, 2036
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 401 Harvard Rd was $18,962, up 3.6% from the year before.

Source: Worcester County and Bolton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Bolton Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,962.00 (+3.59%)	$1,140,900 (+1.35%) Land $262,100 Building $878,800	$1,383,200 (+11.2%)
2024	$18,304.00 (+2.54%)	$1,125,700 (+10.36%) Land $252,100 Building $873,600	$1,243,835
2023	$17,850.00	$1,020,000 Land $252,300 Building $767,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Harvard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1991–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Harvard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harvard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures