405 Harbor Ridge Dr, Goodview, VA 24095 Property Records

Bedford County property record for 405 Harbor Ridge Dr, Goodview, VA 24095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,056 sqft · built 1986
Lot Size	0.03 acres (1,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2023)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`207D 3 405`

Property Details

APN / Parcel Number

Primary APN	`207D 3 405`
Alternative APNs	`20735005` `407523`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	504 sqft
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,318 sqft (0.03 acres)
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	405 HARBOR RIDGE DR
City	GOODVIEW
State	VA
Zip	24095-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR RIDGEUNIT 405 SEC IV
Legal Subdivision	HARBOR RIDGE
Legal Unit	405
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	30504

Owner

Source: Bedford County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2415 MEADOW CREEK LN, GRAHAM, NC 27253-9650
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	20238816
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 20, 2023
Property Address	405 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Document Number	0230008816
Instrument Date	Oct 4, 2023
Instrument	230008816
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 MEADOW CREEK LN, GRAHAM, NC 27253-9650

Mortgage

Document Number	0230008817
Date	Oct 20, 2023
Instrument	230008817

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00	$272,400 (+1%) Land $100,000 Building $172,400
2023	$1,116.00 Additional exemption filed	$136,200	$272,400 Land $100,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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