404 Harbor Ridge Dr, Goodview, VA 24095 Property Records

Bedford County property record for 404 Harbor Ridge Dr, Goodview, VA 24095

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,044 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2025)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`207D 3 404`

Property Details

APN / Parcel Number

Primary APN	`207D 3 404`
Alternative APNs	`20735004` `492956`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,044 sqft Living Area
Gross Area	1,548 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Porch	Porch
Porch Area	32 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	492956
Street Address	404 HARBOR RIDGE DR
City	GOODVIEW
State	VA
Zip	24095-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR RIDGEUNIT 404 SEC IV
Legal Subdivision	HARBOR RIDGE
Legal Unit	404
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	30504

Owner

Source: Bedford County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 21, 2025	Deed, Transfer · Conventional Mortgage RIDGE VIEW LPO
Oct 21, 2025	Deed, Transfer EIT TITLE, ELITE TITLE
Apr 12, 2023	Warranty Deed, Transfer · ARM TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	250009085
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240006637
Date	Aug 21, 2024
Instrument	240006637

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 21, 2025
Property Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Document Number	0250009085
Map Reference	MB 25 PG 279
Instrument Date	Oct 16, 2025
Instrument	250009085
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EIT TITLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307

Mortgage

Document Number	0250009086
Date	Oct 21, 2025
Instrument	250009086

Lender

Name	RIDGE VIEW LPO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 21, 2025
Property Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Document Number	0250009085
Instrument Date	Oct 16, 2025
Instrument	250009085
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	EIT TITLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 12, 2023
Property Address	404 HARBOR RIDGE DR, GOODVIEW, VA 24095-2307
Document Number	0230002892
Instrument Date	Mar 8, 2023
Instrument	230002892
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PARTNERS ESCROW AND TITLE, PARTNERS ESCROW & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002893
Date	Apr 12, 2023
Instrument	230002893

Lender

Name	TRUIST BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2030
Change Frequency	6 Months
Margin	3

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 Additional exemption filed	$271,300 (+1%) Land $100,000 Building $171,300
2023	$1,112.00 Additional exemption filed	$135,650	$271,300 Land $100,000 Building $171,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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