403 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 403 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	742 sqft · built 1989
Lot Size	0.005 acres (205 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2022)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Sep 2022 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CM403`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CM403`
Alternative APN	`1300085000100002 CM403`

Interior

Building Area	742 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	205 sqft (0.005 acres)

Location & Zoning

Street Address	403 HANCOCK CT
City	EDGEWATER
State	NJ
Zip	07020-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 COLUMBUS AVE, 4M, NEW YORK, NY 10025-5141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed, Transfer SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI
Nov 2, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 13, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202288683
Deed Book / Page	4800 / 176
Prior Transfer Date	Jan 4, 2020
Prior Transfer Doc	0036680013
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 8, 2022
Property Address	403 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0048000176
Book / Page	4800 / 176
Instrument Date	Aug 2, 2022
Instrument	2022088683
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 LINCOLN TER, 22, HILLSDALE, NJ 07642-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 COLUMBUS AVE # 4M, 4M, NEW YORK, NY 10025-5141

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 2, 2020
Property Address	403 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0038001061
Book / Page	3800 / 1061
Map Reference	MB 8250 PG 785
Instrument Date	Aug 19, 2020
Instrument	20-113546
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HANCOCK CT # M403, M403, EDGEWATER, NJ 07020-1627

Mortgage

Document Number	20113547
Date	Nov 2, 2020
Instrument	20-113547

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	BERGEN NJ
Recording Date	Aug 13, 2020
Property Address	403 HANCOCK CT, EDGEWATER, NJ 07020-1627
Document Number	0036680013
Book / Page	003668 / 000013
Instrument Date	Jan 4, 2020
Instrument	73700
Transaction Type	Foreclosure
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (+3.74%) Land $242,300 Building $145,900	$388,200 (+3.74%) Land $242,300 Building $145,900
2025	$6,156.00 (+6.27%)	$374,200 (+5.44%) Land $233,800 Building $140,400	$374,200 (+5.44%) Land $233,800 Building $140,400
2024	$5,793.00 (+5.37%)
2023		$354,900 Land $221,000 Building $133,900	$354,900 Land $221,000 Building $133,900
2022	$5,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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