405 Gorham Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 405 Gorham Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	982 sqft · built 1965
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2023)
Tax Bill	$3,457 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`05-00627-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`05-00627-0000-00004`
Alternative APN	`050062700004`

Interior

Stories	1 Story
Building Area	982 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Street Address	405 GORHAM AVE
City	CAPE MAY
State	NJ
Zip	08204-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	627
Legal Lot Number	4
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	4
Census Block	4015
Census Tract	21806

Owner

405 Gorham Ave is owned by two individuals who bought it in May 2023.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 W HIGH ST, HADDON HEIGHTS, NJ 08035-1519
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Oct 13, 2005 · Amount on File
Deed Document Number	202311064
Deed Book / Page	4115 / 658
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 19, 2023
Property Address	405 GORHAM AVE, CAPE MAY, NJ 08204-3212
Document Number	0000011064
Book / Page	D4115 / 658
Instrument Date	Apr 22, 2023
Instrument	2023011064
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9318 GILLESPIE ST, PHILADELPHIA, PA 19114-3922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 W HIGH ST, HADDON HEIGHTS, NJ 08035-1519

Mortgage

Document Number	0000011067
Date	May 19, 2023
Book Page	M6648/538
Instrument	2023011067

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,500 (-) Land $116,000 Building $54,500	$170,500 (-) Land $116,000 Building $54,500
2025		$170,500 Land $116,000 Building $54,500	$170,500 Land $116,000 Building $54,500
2024	$3,457.00
2023		$170,500 Land $116,000 Building $54,500	$170,500 Land $116,000 Building $54,500
2022	$3,304.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 405 Gorham Ave; there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Gorham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20