Cape May County and Lower Township property record for 404 Gorham Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 620 sqft · built 1955 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jul 2026) |
| Tax Bill | $3,175 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2019 Sale & Mortgage |
| APN | 05-00626-0000-00004 |
| Primary APN | 05-00626-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 620 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 404 GORHAM AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NORTH CAPE MAY DEV CORP |
| Legal Block | 626 |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 21806 |
404 Gorham Ave is owned by an individual who bought it in July 2026.
Source: Cape May County and Lower Township records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 MCCONKEY DR, WASHINGTON CROSSING, PA 18977-1348 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | May 28, 2024 · Amount on File |
| Deed Document Number | 2026103682 |
| Deed Book / Page | 4294 / 648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 30, 2026 |
| Property Address | 404 GORHAM AVE, CAPE MAY, NJ 08204-3213 |
| Document Number | 0000103682 |
| Book / Page | 4294 / 648 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026103682 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,075.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 MCCONKEY DR, WASHINGTON CROSSING, PA 18977-1348 |
| Document Number | 0000103683, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026103683 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 16, 2019 |
| Property Address | 404 GORHAM AVE, CAPE MAY, NJ 08204-3213 |
| Document Number | 0038710316 |
| Book / Page | 003871 / 000316 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 103537 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 S PLANK RD NEWBURGH NY 125502572, NEWBURGH, NY 12550-2572 |
| Document Number | 60920969 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 006092/000969 |
| Instrument | 103538 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2049 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,600 (-) Land $116,400 Building $40,200 | $156,600 (-) Land $116,400 Building $40,200 | |
| 2025 | $156,600 Land $116,400 Building $40,200 | $156,600 Land $116,400 Building $40,200 | |
| 2024 | $3,175.00 | ||
| 2023 | $156,600 Land $116,400 Building $40,200 | $156,600 Land $116,400 Building $40,200 | |
| 2022 | $3,034.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 404 Gorham Ave; there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Gorham Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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