405 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 405 Garner St, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,250 sqft · built 1956
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$230,400 (Apr 2021)
Tax Bill	$762 (2018)
Deeds & Mortgages	Apr 2021 Sale Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`074080G B 06500`

Property Details

APN / Parcel Number

Primary APN	`074080G B 06500`
Alternative APNs	`081F C 00300 000` `080G B 06500`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.123 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	276 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	081F C 00300 000
Street Address	405 GARNER ST
City	SPRINGFIELD
State	TN
Zip	37172-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A G WHITE A 4 81E C 081F 003.00 000 E 1/2 OF LOT 4
Legal Subdivision	A G WHITE
Legal Block	A
Legal Lot Number	4
Jurisdiction	ROBERTSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1032
Census Tract	80302

Owner

Source: Robertson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 GARNER ST, SPRINGFIELD, TN 37172-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed, Transfer
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Sep 9, 2011 · Amount on Record
Deed Document Number	380726
Deed Book / Page	2062 / 693
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROBERTSON TN
Recording Date	Apr 21, 2021
Property Address	405 GARNER ST, SPRINGFIELD, TN 37172-2330
Document Number	2062693
Book / Page	2062 / 693
Instrument Date	Apr 19, 2021
Instrument	380726
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Tax	$852.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GARNER ST, SPRINGFIELD, TN 37172-2330

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	405 GARNER ST, SPRINGFIELD, TN 37172-2330
Document Number	180849
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 GARNER ST SPRINGFIELD TN 371722330, SPRINGFIELD, TN 37172-2330

Mortgage

Document Number	180849
Date	May 9, 2018
Book Page	001808/000049
Instrument	331230

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Municipality	Springfield City
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,150 (-) Land $16,250 Building $43,900
2023		$60,150 (+68.37%) Land $16,250 Building $43,900	$240,600 (+68.37%) Land $65,000 Building $175,600
2022		$35,725 Land $4,375 Building $31,350	$142,900 Land $17,500 Building $125,400
2018	$762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER SYSTEM serves 46,546 people · EPA ID TN0000666
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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