403 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 403 Garner St, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,621 sqft · built 1929
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on File
Last Sale	$383,000 (Jun 2019)
Tax Bill	$1,074 (2018)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074080G B 06400`

Property Details

APN / Parcel Number

Primary APN	`074080G B 06400`
Alternative APNs	`081F C 00200 000` `080G B 06400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,443 sqft
Upper Floors Area	592 sqft
Basement Area	1,443 sqft
Finished Basement	1,443 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	187 sqft
Driveway	Driveway
Driveway Area	576 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	196 sqft
Patio Area	707 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 GARNER ST
City	SPRINGFIELD
State	TN
Zip	37172-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A G WHITE A 6 81E C 081F 002.00 000 E PT OF LOT 6
Legal Subdivision	A G WHITE
Legal Block	A
Legal Lot Number	6
Jurisdiction	ROBERTSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1032
Census Tract	80302

Owner

Source: Robertson County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	403 GARNER ST, SPRINGFIELD, TN 37172-2330
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit F & M BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jun 12, 2001 · Amount on Record
Deed Document Number	2019347790
Deed Book / Page	1882 / 223
Last Transfer Date	Dec 10, 2024
Transfer Doc	0002366647
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	403 GARNER ST, SPRINGFIELD, TN 37172-2330
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GARNER ST, SPRINGFIELD, TN 37172-2330

Mortgage

Document Number	0002111188
Date	Sep 27, 2021
Book Page	2111/188
Instrument	389372

Lender

Name	F & M BANK
Type	Bank
Address	GREENBRIER, TN 37073

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 15, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	403 GARNER ST, SPRINGFIELD, TN 37172-2330
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	COMPASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002027790
Date	Dec 29, 2020
Book Page	2027/790
Instrument	374485

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROBERTSON TN
Recording Date	Jun 27, 2019
Property Address	403 GARNER ST, SPRINGFIELD, TN 37172-2330
Document Number	1882223
Book / Page	001882 / 000223
Instrument Date	Jun 27, 2019
Instrument	347790
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GARNER ST SPRINGFIELD TN 371722330, SPRINGFIELD, TN 37172-2330

Mortgage

Document Number	1882225
Date	Jun 27, 2019
Book Page	001882/000225
Instrument	347791

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Municipality	Springfield City
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,950 (-) Land $16,250 Building $88,700
2023		$104,950 (+38.32%) Land $16,250 Building $88,700	$419,800 (+38.32%) Land $65,000 Building $354,800
2022		$75,875 Land $4,375 Building $71,500	$303,500 Land $17,500 Building $286,000
2018	$1,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER SYSTEM serves 46,546 people · EPA ID TN0000666
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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