Black Hawk County property record for 400 Gable St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1941 |
| Square Footage | 768 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,060.00 (2025) |
| Primary APN | 8913-13-381-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 768 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 400 GABLE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MANSONS SECOND ADDITION LOT 1 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | MANSONS SECOND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 1701 |
Source: Black Hawk County records · APN 8913-13-381-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 GABLE ST, WATERLOO, IA 50703-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CEDAR FALLS COMMUNITY CU |
| Mar 29, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment COMMUNITY DEVELOPMENT BOARD |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 GABLE ST, WATERLOO, IA 50703-2626 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202200010607 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 202200010607 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 GABLE ST, WATERLOO, IA 50703-2626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100020188 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 202100020188 |
| Name | COMMUNITY DEVELOPMENT BOARD |
|---|---|
| Type | Government Agency |
| Address | WATERLOO, IA 50703 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 17, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 Homeowner's exemption | $69,430 (+17.44%) Land $6,250 Building $63,180 | $69,430 (+17.44%) Land $6,250 Building $63,180 |
| 2024 | $1,060.00 (-9.17%) | ||
| 2023 | $59,120 (+35.04%) Land $6,250 Building $52,870 | $59,120 (+35.04%) Land $6,250 Building $52,870 | |
| 2022 | $1,167.00 Homeowner's exemption | $43,780 Land $6,250 Building $37,530 | |
| 2021 | $43,780 Land $6,250 Building $37,530 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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