405 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 405 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size106,722 sqft (2.45 acres)
Last Sale$375,000 (2023)
Tax Bill$4,327.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-30-305-019-000
Alternative APN
  • 08301330203800 00

Exterior

Lot Area106,722 sqft (2.45 acres)
DrivewayDriveway Concrete
Driveway Area169 sqft Driveway

Exterior Amenities

Shed1 Shed
Shed Area1,120 sqft Shed
Deck Area96 sqft Deck
Patio Area272 sqft Patio
Porch Area1,250 sqft Porch

Location & Zoning

Street Address405 FRONT ST
CityWATERLOO
StateIL
Zip62298-1743
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionTAX LOT 8C SUR 394
Legal Range09W
Legal Township02S
Legal Section30
Legal SubdivisionHARDY ACRES
Legal Lot Number8C
JurisdictionMONROE IL
Minor Civil Division19
Census Blockgroup1
Census Block1021
Census Tract600401

Owner

Source: Monroe County records · APN 08-30-305-019-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address410 HILLCREST DR, WATERLOO, IL 62298-1712
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Quit Claim Deed, Transfer · Commercial Mortgage
BANK OF BELLEVILLE
Mar 22, 2021Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Prior SaleMar 22, 2021 · Amount on Record
Deed Doc Number2023430072
Record RefreshedSep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateAug 10, 2023
Property Address405 FRONT ST, WATERLOO, IL 62298-1743
Document Number0000430072
Instrument DateJul 26, 2023
Instrument430072
Transaction TypeTransfer
Record UpdatedSep 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 HILLCREST DR, WATERLOO, IL 62298-1712

Mortgage

Document Number0000430073
DateAug 10, 2023
Instrument430073
Lender
NameBANK OF BELLEVILLE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateMar 22, 2021
Property Address405 FRONT ST, WATERLOO, IL 62298-1743
Document Number0000415704
Instrument DateMar 19, 2021
Instrument415704
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7475 COVERED BRIDGE DR, WATERLOO, IL 62298-3156

Mortgage

Document Number0000415705
DateMar 22, 2021
Instrument415705
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,660 (+7.29%) Land $23,120 Building $49,540$217,980 (+7.29%) Land $69,360 Building $148,620
2024$4,327.00
2022$67,720 (+1.32%) Land $17,790 Building $49,930$203,160 (+1.32%) Land $53,370 Building $149,790
2021$66,840 Land $16,720 Building $50,120$200,520 Land $50,160 Building $150,360

Nearby Properties on Front St

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