Monroe County property record for 327 Front St, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1934 |
| Square Footage | 1,472 sqft Building Perimeter |
| Lot Size | 23,301 sqft (0.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $124,000 (2024) |
| Tax Bill | $4,095.00 (2024) |
| Primary APN | 08-30-305-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,472 sqft Building Perimeter |
| 1st Floor | 800 sqft 1st Floor |
| Upper Floors | 672 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 23,301 sqft (0.53 acres) |
| Depth X Width | 197 ft x 120 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 396 sqft Garage |
| Patio Area | 238 sqft Patio |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 327 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOTS 2K, 2M & 2N SUR 394 0155724 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Lot Number | 2K |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-305-014-000
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 SYCAMORE DR, WATERLOO, IL 62298-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 05, 2024 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 05, 2024 | Deed, Transfer · Line of Credit STATE BANK |
| Mar 05, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Prior Sale | Mar 05, 2024 · Amount on Record |
| Deed Doc Number | 2024432320 |
| Prior Transfer Date | Mar 04, 2024 |
| Prior Transfer Doc | 0000432318 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 05, 2024 |
| Property Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Document Number | 0000432318 |
| Map Reference | MB A PG 27 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 432318 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 SYCAMORE DR, WATERLOO, IL 62298-1737 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 05, 2024 |
| Property Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Document Number | 0000432320 |
| Map Reference | MB A PG 27 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 432320 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3407 MAEYSTOWN RD, FULTS, IL 62244-1307 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 SYCAMORE DR, WATERLOO, IL 62298-1737 |
| Document Number | 0000432321 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 432321 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 05, 2024 |
| Property Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Document Number | 0000432319 |
| Map Reference | MB A PG 27 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 432319 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $61.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 SYCAMORE DR, WATERLOO, IL 62298-1737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 327 FRONT ST, WATERLOO, IL 62298-1705 |
| Document Number | 0000402096 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3407 MAEYSTOWN RD FULTS IL 622441307, FULTS, IL 62244-1307 |
| Document Number | 0000402096 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 402096 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 23, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,150 (+19.19%) Land $18,560 Building $59,590 | $234,450 (+19.19%) Land $55,680 Building $178,770 | |
| 2024 | $4,095.00 | ||
| 2022 | Additional exemption filed | $65,570 Land $16,470 Building $49,100 | $196,710 Land $49,410 Building $147,300 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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