405 Forest Lake Pl, Madison, MS 39110 Property Records

Madison County property record for 405 Forest Lake Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,855 sqft · built 1990
Lot Size	0.672 acres (29,273 sqft)
Owner	Individual Name on File
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081H-34-001/03.03`

Property Details

APN / Parcel Number

Primary APN	`081H-34-001/03.03`
Alternative APN	`21565`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,855 sqft Adjusted Area
Gross Area	2,543 sqft
1st Floor Area	2,543 sqft
2nd Floor Area	1,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,273 sqft (0.672 acres)
Pool Area	566 sqft
Deck Area	800 sqft
Patio Area	1,402 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	21565
Street Address	405 FOREST LAKE PL
City	MADISON
State	MS
Zip	39110-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ANNANDALE PART A-1 B@87
Legal Range	01E
Legal Township	08N
Legal Section	34
Legal Subdivision	ANNANDALE PT A1
Legal Lot Number	2
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	30301

Owner

405 Forest Lake Pl is owned and occupied by an individual who acquired it in February 2025.

Source: Madison County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	405 FOREST LAKE PL, MADISON, MS 39110-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016
Deed Sale	Aug 1, 2016
Prior Sale	Mar 3, 2014 · Amount on File
Deed Document Number	2016789583
Deed Book / Page	3372 / 20
Last Transfer Date	Feb 28, 2025
Transfer Doc	004530/432
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	405 FOREST LAKE PL, MADISON, MS 39110-9420
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FOREST LAKE PL, MADISON, MS 39110-9420

Mortgage

Document Number	4027/345
Date	Apr 22, 2021
Book Page	4027/345
Instrument	924354

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	405 FOREST LAKE PL, MADISON, MS 39110-9420
Document Number	0000854241
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FOREST LAKE PL MADISON MS 391109420, MADISON, MS 39110-9420

Mortgage

Document Number	0000854241
Date	Nov 20, 2018
Book Page	003668/000696
Instrument	854241

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Forest Lake Pl was $5,380 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,380.00 Homeowner's exemption	$48,743	$487,430 Land $72,000 Building $415,430
2024	$5,380.00
2023	$5,380.00 Homeowner's exemption	$48,743	$487,430 Land $72,000 Building $415,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Forest Lake Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Forest Lake Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, Verizon.

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