401 Forest Lake Pl, Madison, MS 39110 Property Records

Madison County property record for 401 Forest Lake Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,519 sqft · built 1988
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,179 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081H-34-001/03.02`

Property Details

APN / Parcel Number

Primary APN	`081H-34-001/03.02`
Alternative APN	`21564`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,519 sqft Adjusted Area
1st Floor Area	3,555 sqft
2nd Floor Area	1,078 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	760 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	21564
Old Parcel Number	081H-34 -001/03.02
Street Address	401 FOREST LAKE PL
City	MADISON
State	MS
Zip	39110-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ANNANDALE PART A-1 & 0.28 AC N/S THEREOF
Legal Range	01E
Legal Township	08N
Legal Section	34
Legal Subdivision	ANNANDALE PT A1
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 FOREST LAKE PL, MADISON, MS 39110-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 23, 2020	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Jan 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Sep 21, 2018	Warranty Deed, Construction Loan · Line of Credit BANKCORPSOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018
Deed Sale	Sep 21, 2018
Deed Document Number	0003649877
Deed Book / Page	3649 / 877
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	401 FOREST LAKE PL, MADISON, MS 39110-9420
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FOREST LAKE PL, MADISON, MS 39110-9420

Mortgage

Document Number	4003/78
Date	Mar 12, 2021
Book Page	4003/78
Instrument	920387

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 26, 2031

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	401 FOREST LAKE PL, MADISON, MS 39110-9420
Document Number	0000906665
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 FOREST LAKE PL MADISON MS 391109420, MADISON, MS 39110-9420

Mortgage

Document Number	0000906665
Date	Sep 30, 2020
Book Page	003921/000775
Instrument	906665

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	401 FOREST LAKE PL, MADISON, MS 39110-9420
Document Number	0000884573
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 FOREST LAKE PL MADISON MS 391109420, MADISON, MS 39110-9420

Mortgage

Document Number	0000884573
Date	Feb 3, 2020
Book Page	003813/000886
Instrument	884573

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 21, 2018
Property Address	401 FOREST LAKE PL, MADISON, MS 39110-9420
Document Number	0000848164
Book / Page	003649 / 000877
Instrument Date	Aug 30, 2018
Instrument	848164
Transaction Type	Construction Loan
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 WHISPER LAKE BLVD MADISON MS 391107882, MADISON, MS 39110-7882

Mortgage

Document Number	853763
Date	Sep 21, 2018
Book Page	003665/000892
Instrument	853763

Lender

Name	BANKCORPSOUTH BK
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,179.00 Homeowner's exemption	$55,605 (-)	$556,050 (-) Land $79,200 Building $476,850
2024	$6,179.00
2023	$6,179.00 Homeowner's exemption	$55,605	$556,050 Land $79,200 Building $476,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, Verizon.

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