405 Fishery Loop Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 405 Fishery Loop Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,794 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017J-A-003.00`

Property Details

APN / Parcel Number

Primary APN	`017J-A-003.00`
Alternative APNs	`086017J A 00300` `000003734`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,560 sqft
Basement Area	468 sqft
Finished Basement	234 sqft
Unfinished Basement	234 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	127 ft deep x 238 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces
Porch	Stoop
Porch Area	60 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	405 FISHERY LOOP RD
City	ERWIN
State	TN
Zip	37650-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A LOT 3 & 228X103X256X150
Legal Subdivision	HEMLOCK HILLS
Legal Block	A
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3047
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 FISHERY LOOP RD, ERWIN, TN 37650-8922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage APPALACHIAN COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	20221376
Deed Book / Page	460 / 764
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 24, 2022
Property Address	405 FISHERY LOOP RD, ERWIN, TN 37650-8922
Document Number	0000460764
Book / Page	460 / 764
Map Reference	MB 2 PG 61
Instrument Date	Jun 23, 2022
Instrument	22001376
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FISHERY LOOP RD, ERWIN, TN 37650-8922

Mortgage

Document Number	0022001377
Date	Jun 24, 2022
Instrument	22001377

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 21, 2018
Property Address	405 FISHERY LOOP RD, ERWIN, TN 37650-8922
Document Number	0000412955
Book / Page	412 / 955
Map Reference	MB2 PG61
Instrument Date	May 16, 2018
Instrument	18000895
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 FISHERY LOOP RD, ERWIN, TN 37650-8922

Mortgage

Document Number	412960
Date	May 21, 2018
Book Page	412/960
Instrument	18000896

Lender

Name	APPALACHIAN COMMUNITY FCU
Type	Credit Union
Address	JOHNSON CITY, TN 37615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00	$49,500 (-) Land $9,500 Building $40,000	$198,000 (-) Land $38,000 Building $160,000
2024	$1,292.00 (+11%)
2023		$49,500 (-) Land $9,500 Building $40,000
2022	$1,164.00	$49,500 Land $9,500 Building $40,000	$198,000 Land $38,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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