351 Fishery Loop Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 351 Fishery Loop Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1989
Lot Size	0.55 acres (23,974 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2024)
Tax Bill	$769 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017J-A-006.00`

Property Details

APN / Parcel Number

Primary APN	`017J-A-006.00`
Alternative APNs	`086017J A 00600` `000003737`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	780 sqft
Upper Floors Area	780 sqft
Basement Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,974 sqft (0.55 acres)
Lot Dimensions	198 ft deep x 134 ft wide
Terrain	Rolling
Deck Area	48 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	351 FISHERY LOOP RD
City	ERWIN
State	TN
Zip	37650-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 3 145X202 IRR
Legal Subdivision	HEMLOCK HILLS
Legal Block	B
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	80200

Owner

351 Fishery Loop Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 FISHERY LOOP RD, ERWIN, TN 37650-8921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO
Jan 17, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Jan 17, 2024 · Amount on File
Deed Document Number	20242096
Deed Book / Page	486 / 989
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	351 FISHERY LOOP RD, ERWIN, TN 37650-8921
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 FISHERY LOOP RD, ERWIN, TN 37650-8921

Mortgage

Document Number	0000499615
Date	Dec 31, 2025
Book Page	499/615
Instrument	25002882

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	5-Year CMT
Max Rate	11.7%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	351 FISHERY LOOP RD, ERWIN, TN 37650-8921
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 DEARMOND PL, ERWIN, TN 37650-4132

Mortgage

Document Number	0000478595
Date	Mar 11, 2024
Book Page	478/595
Instrument	24000405

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 17, 2024
Property Address	351 FISHERY LOOP RD, ERWIN, TN 37650-8921
Document Number	0000477206
Book / Page	477 / 206
Map Reference	MB 2 PG 61
Instrument Date	Jan 16, 2024
Instrument	24000073
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Amount	Amount on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 DEARMONEL PLACE, ERWIN, TN 37650

Tax Assessment & Valuation

The 2025 property tax bill for 351 Fishery Loop Rd was $769.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00	$29,475 Land $6,450 Building $23,025	$117,900 Land $25,800 Building $92,100
2024	$769.00
2023		$29,475 (-) Land $6,450 Building $23,025
2022	$693.00	$29,475 Land $6,450 Building $23,025	$117,900 Land $25,800 Building $92,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 351 Fishery Loop Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Fishery Loop Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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