Nashville-Davidson Metropolitan Government property record for 405 Elm St, Madison, TN 37115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 2004 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-13-0-235-00 |
| Primary APN | 043-13-0-235-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Deck Area | 188 sqft |
| Cooling System | Central |
|---|
| Street Address | 405 ELM ST |
|---|---|
| City | MADISON |
| State | TN |
| Zip | 37115-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 20 BLK H FOREST PARK |
| Legal Subdivision | PLAN OF FOREST PARK BLOCK H |
| Legal Block | H |
| Legal Lot Number | 20 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10701 |
405 Elm St is owned and occupied by two individuals who acquired it in December 2021.
Source: Nashville-Davidson Metropolitan Government records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 ELM ST, MADISON, TN 37115-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 |
| Deed Sale | Dec 1, 2021 |
| Prior Sale | Jun 22, 2009 · Amount on File |
| Deed Document Number | 2021158866 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0000158866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Dec 1, 2021 |
| Property Address | 405 ELM ST, MADISON, TN 37115-3912 |
| Document Number | 0000158866 |
| Map Reference | MB 843 PG 81 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 20211201-0158866 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | NOT AVAILABLE, RUDY & PARTNERS PLLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 E MAPLE ST, MADISON, TN 37115-3802 |
| Document Number | 0000158446 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 20211201-0158446 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 405 ELM ST, MADISON, TN 37115-3912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060072 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 20170615-0060072 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 405 Elm St was $1,456.
Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 | $51,775 Land $25,875 Building $25,900 | $207,100 Land $103,500 Building $103,600 |
| 2023 | $1,156.00 (-14.12%) | $35,550 (-) Land $11,250 Building $24,300 | |
| 2022 | $1,346.00 | $35,550 Land $11,250 Building $24,300 | $142,200 (-) Land $45,000 Building $97,200 |
| 2021 | $142,200 Land $45,000 Building $97,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Elm St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1984–2026) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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