Nashville-Davidson Metropolitan Government property record for 404 Elm St, Madison, TN 37115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1946 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Jul 2025) |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2019 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-13-0-380-00 |
| Primary APN | 043-13-0-380-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,436 sqft |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1946 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Deck Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000017148 |
|---|---|
| Old Parcel Number | 043130 38000 |
| Street Address | 404 ELM ST |
| City | MADISON |
| State | TN |
| Zip | 37115-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT PT 39 BLK I FOREST PARK |
| Legal Subdivision | FOREST PARK SUB/MADISON |
| Legal Block | 1 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10701 |
Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Mar 22, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS |
| May 4, 2018 | Warranty Deed, Transfer CLOSING COMPANY TITLE AND ESCROW LLC |
| May 14, 2018 | Warranty Deed, Transfer · Conventional with PMI BELL ROCK INCOME FUND 1 LLC |
| Apr 2, 2018 | Quit Claim Deed, Transfer CLOSING COMPANY TITLE AND ESCROW LLC |
| Apr 2, 2018 | Affidavit of Death, Transfer CLOSING COMPANY TITLE AND ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 20250709-0053899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074656 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 20210603-0074656 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Jun 17, 2019 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000058083 |
| Map Reference | MB 843 PG 44 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 20190617-0058083 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FOUNDATION T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000058084 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 20190617-0058084 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Mar 22, 2019 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 26312 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2441Q OLD FORT PKWY #374 MURFREESBORO TN 371284162, 374, MURFREESBORO, TN 37128-4162 |
| Document Number | 0000026312 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 26312 |
| Name | CIVIC FIN'L SVCS |
|---|---|
| Address | REDONDO BEACH, CA 90278 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 21, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | May 4, 2018 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000042701 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 42701 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | CLOSING COMPANY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $339.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 FULLER DR #200 IRVING TX 750386552, 200, IRVING, TX 75038-6552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | May 14, 2018 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000045661 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 45661 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | CONCORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | ADDRESS 404 ELM ST NASHVILLE TN 37215, NASHVILLE, TN 37215 |
| Document Number | 45662 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 45662 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Address | MESA, AZ 85206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Apr 2, 2018 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000030640 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 30640 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | CLOSING COMPANY TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ELM ST MADISON TN 371153913, MADISON, TN 37115-3913 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Apr 2, 2018 |
| Property Address | 404 ELM ST, MADISON, TN 37115-3913 |
| Document Number | 0000030639 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 30639 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | CLOSING COMPANY TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ELM ST MADISON TN 371153913, MADISON, TN 37115-3913 |
Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,641.00 (+26.3%) | $93,875 (+46.05%) Land $25,875 Building $68,000 | $375,500 (+46.05%) Land $103,500 Building $272,000 |
| 2023 | $2,091.00 (-14.09%) | $64,275 (-) Land $11,250 Building $53,025 | |
| 2022 | $2,434.00 | $64,275 Land $11,250 Building $53,025 | $257,100 (-) Land $45,000 Building $212,100 |
| 2021 | $257,100 Land $45,000 Building $212,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1984–2026) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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