405 E Water St, Grafton, IL 62037 Property Records

Jersey County property record for 405 E Water St, Grafton, IL 62037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$82,500 (Jan 2026)
Tax Bill	$307 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`08-273-001-00`

Property Details

APN / Parcel Number

Primary APN	`08-273-001-00`
Alternative APN	`273-001-00`

Exterior

Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	273-001-00
Street Address	405 E WATER ST
City	GRAFTON
State	IL
Zip	62037-2329
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DARR'S ADDITION LOTS 1 & 2 BLK 3. 5-22 55K, 4-22 55K, 8-92 500 50X100 LOT
Legal Subdivision	DARRS ADDITION
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1066
Census Tract	10500

Owner

405 E Water St, residential vacant land, is owned by a company that bought it in January 2026.

Source: Jersey County records, as of September 14, 2026

Owner of Record	Company Name on File
Mailing Address	300 CRESCENT CT, 700, DALLAS, TX 75201-7849
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Special Warranty Deed, Transfer
May 17, 2022	Warranty Deed, Transfer COLONIAL TITLE AND ESCROW, COLONIAL TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Deed Document Number	2026178947
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jan 6, 2026
Property Address	405 E WATER ST, GRAFTON, IL 62037-2329
Document Number	202600178947
Instrument Date	Dec 10, 2025
Instrument	202600178947
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CRESCENT CT STE 700, 700, DALLAS, TX 75201-7849

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 17, 2022
Property Address	405 E WATER ST, GRAFTON, IL 62037-2329
Document Number	202200168116
Instrument Date	May 17, 2022
Instrument	202200168116
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	COLONIAL TITLE AND ESCROW, COLONIAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Water St was $307, up 6.2% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (+6.23%)	$4,750 (+12.03%) Land $4,750	$14,250 (+12.03%) Land $14,250
2024	$289.00	$4,240 Land $4,240	$12,720 Land $12,720
2022	$276.00	$3,775 Land $3,775	$11,325 Land $11,325

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 E Water St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures