Jersey County property record for 203 E Water St, Grafton, IL 62037
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1982 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,103 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 08-262-101-10 |
| Primary APN | 08-262-101-10 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Account Number | 262-101-10 |
|---|---|
| Street Address | 203 E WATER ST |
| City | GRAFTON |
| State | IL |
| Zip | 62037-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF GRAFTON W1/2 LOT 3 & LOT 4 BLK 62 NO SALES 1982 1STY/BSMT 1176SQ 75X90 LOT |
| Legal Block | 62 |
| Legal Lot Number | 3,4 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | QUARRY |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 10500 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 E WATER ST, GRAFTON, IL 62037-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Quarry Township |
| Municipality | Grafton City |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 (+7.63%) | $54,055 (+25.8%) Land $7,125 Building $46,930 | $162,165 (+25.8%) Land $21,375 Building $140,790 |
| 2024 | $2,883.00 (+6.66%) | ||
| 2022 | $2,703.00 Homeowner's exemption | $42,970 Land $5,665 Building $37,305 | $128,910 Land $16,995 Building $111,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1,095 (1978–2024) |
| Claims Outside the SFHA | 47 of 1,095 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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