405 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 405 E Washington St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 2000
Lot Size	0.254 acres (11,050 sqft)
Owner	Individual Name on File
Last Sale	$123,800 (Mar 2023)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01288-00`

Property Details

APN / Parcel Number

Primary APN	`021-01288-00`
Alternative APNs	`68-09-21-255-074.000-021` `00000018026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	2,550 sqft
Attic	Attic
Attic Area	1,024 sqft
Basement Area	298 sqft
Unfinished Basement	340 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,050 sqft (0.254 acres)
Lot Dimensions	170 ft deep x 65 ft wide
Terrain	High
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018026
Street Address	405 E WASHINGTON ST
City	WINCHESTER
State	IN
Zip	47394-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHENEY LUDY SUB DIV LOT 1
Legal Subdivision	CHENEY AND LUDY S SUB DIVISION
Legal Lot Number	1
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2035
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 E WASHINGTON ST, WINCHESTER, IN 47394-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Aug 19, 2021	Intrafamily Transfer, Transfer
Sep 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Sep 30, 2019
Deed Document Number	2023706
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0020214027
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Mar 3, 2023
Property Address	405 E WASHINGTON ST, WINCHESTER, IN 47394-1708
Document Number	0020230706
Instrument Date	Mar 1, 2023
Instrument	20230706
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E WASHINTON, WHITEWATER, IN 47374

Mortgage

Document Number	0020230707
Date	Mar 3, 2023
Instrument	20230707

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Aug 19, 2021
Property Address	405 E WASHINGTON ST, WINCHESTER, IN 47394-1708
Document Number	0020214027
Instrument Date	Aug 12, 2021
Instrument	20214027
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E WASHINGTON ST, GREENSBORO, IN 47344

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Sep 30, 2019
Property Address	405 E WASHINGTON ST, WINCHESTER, IN 47394-1708
Document Number	0020193918
Instrument Date	Sep 27, 2019
Instrument	20193918
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ELIBSHINGTON ST, WINCHESTER, IN 47394

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+3.62%) Homeowner's exemption	$159,300 (+102.67%) Land $3,900 Building $155,400	$159,300 (+102.67%) Land $3,900 Building $155,400
2024	$1,545.00 (-0.39%)
2023		$78,600 (+10.86%) Land $8,100 Building $70,500	$78,600 (+10.86%) Land $8,100 Building $70,500
2022	$1,551.00	$70,900 Land $8,100 Building $62,800	$70,900 Land $8,100 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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