323 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 323 E Washington St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,456 sqft · built 1900
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Tax Bill	$614 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-02210-00`

Property Details

APN / Parcel Number

Primary APN	`021-02210-00`
Alternative APNs	`68-09-20-182-127.000-021` `00000018828`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Terrain	High
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018828
Street Address	323 E WASHINGTON ST
City	WINCHESTER
State	IN
Zip	47394-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CHENEYS ADD LOT 3
Legal Subdivision	CHENEYS ADD
Legal Lot Number	3
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2036
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	323 E WASHINGTON ST, WINCHESTER, IN 47394-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Mar 7, 2017	Deed of Trust, Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	323 E WASHINGTON ST, WINCHESTER, IN 47394-1805
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E WASHINGTON ST, WINCHESTER, IN 47394-1805

Mortgage

Document Number	0020232610
Date	Jul 19, 2023
Instrument	20232610

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 19, 2028
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	13.7%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	323 E WASHINGTON ST, WINCHESTER, IN 47394-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170600
Date	Mar 7, 2017
Instrument	20170600

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2032

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00 (-10.1%) Homeowner's exemption	$77,900 (+24.84%) Land $3,400 Building $74,500	$77,900 (+24.84%) Land $3,400 Building $74,500
2024	$683.00 (-47.86%)
2023		$62,400 (+7.59%) Land $7,400 Building $55,000	$62,400 (+7.59%) Land $7,400 Building $55,000
2022	$1,310.00	$58,000 Land $7,400 Building $50,600	$58,000 Land $7,400 Building $50,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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