405 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 405 E St NW, Miami, OK 74354

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1947
Lot Size0.152 acres (6,660 sqft)
OwnerCompany Name on File
Tax Bill$401 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN18666

Property Details

APN / Parcel Number

Primary APN18666
Alternative APN
  • 5160-00-003-006-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area6,660 sqft (0.152 acres)
Lot Dimensions90 ft deep x 74 ft wide
Garage TypeDetached
Garage Area390 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area74 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18666
Street Address405 E ST NW
CityMIAMI
StateOK
Zip74354-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6, BLK 3 WEA I
Legal Range22E
Legal Township28N
Legal Section25
Legal SubdivisionWEA I
Legal Block3
Legal Lot Number6
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1041
Census Tract574400

Owner

405 E St NW, a single family home, is owned by a company.

Source: Ottawa County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address9987 S 593 RD, MIAMI, OK 74354-4534
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OK
Property Address405 E ST NW, MIAMI, OK 74354-4409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9987 S 593 RD, MIAMI, OK 74354-4534

Mortgage

Document Number1118/427
DateSep 18, 2020
Book Page1118/427
Instrument2020-004033
Lender
NameSECURITY BANK & TRUST
TypeBank
AddressMIAMI, OK 74354
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 E St NW was $401 with a veteran's exemption, down 1.5% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityMiami City
Unified School DistrictMiami Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,309 (+3.36%) Land $980 Building $3,329$37,798 (+3.34%) Land $8,600 Building $29,198
2025$401.00 (-1.47%)$4,169 (-0.86%) Land $980 Building $3,189$36,575 (-4.09%) Land $8,600 Building $27,975
2024$407.00 (+7.11%)$4,205 (+4.99%) Land $980 Building $3,225$38,136 (+8.54%) Land $8,600 Building $29,536
2023$380.00 (+2.7%)$4,005 (-) Land $980 Building $3,025$35,136 (-) Land $8,600 Building $26,536
2022$370.00$4,005 Land $980 Building $3,025$35,136 Land $8,600 Building $26,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E St NW in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1986–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimJun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms And Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI
serves 13,704 people · EPA ID OK2005813
Water SourceGroundwater
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

Nearby Properties on E St NW

Nearby Streets

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