400 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 400 E St NW, Miami, OK 74354

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,552 sqft · built 1950
Lot Size0.2 acres (8,870 sqft)
OwnerIndividual Name on Record
Last Sale$156,000 (Jul 2026)
Tax Bill$1,496 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN18682

Property Details

APN / Parcel Number

Primary APN18682
Alternative APN
  • 5160-00-004-015-0-000-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,870 sqft (0.2 acres)
Garage TypeCarport
Garage Area330 sqft
CarportCarport
Carport Area330 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area115 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18682
Street Address400 E ST NW
CityMIAMI
StateOK
Zip74354-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15, BLK 4 WEA I
Legal Range22E
Legal Township28N
Legal Section25
Legal SubdivisionWEA I
Legal Block4
Legal Lot Number15
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1038
Census Tract574400

Owner

Source: Ottawa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 E ST NW, MIAMI, OK 74354-4410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 13, 2019Special Warranty Deed, Transfer
PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO
Apr 26, 2019Warranty Deed, Foreclosure
Mar 27, 2019Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleJul 8, 2024 · Amount on Record
Deed Document Number20263717
Deed Book / Page1268 / 123
Prior Transfer DateJul 3, 2024
Prior Transfer Doc001211/242
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateJul 30, 2026
Property Address400 E ST NW, MIAMI, OK 74354-4410
Document Number0000003717
Book / Page1268 / 123
Instrument DateJul 30, 2026
Instrument20263717
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyOTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,634.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E ST NW, MIAMI, OK 74354-4410

Mortgage

Document Number0000003718,
DateJul 30, 2026
Book Page1268/125
Instrument20263718
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.47%
Max Rate-1%

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOTTAWA OK
Recording DateAug 13, 2019
Property Address400 E ST NW, MIAMI, OK 74354-4410
Document Number001095/288
Book / Page1095 / 288
Instrument DateAug 9, 2019
Instrument2019-003300
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyPROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

AmountAmount Recorded
Tax$48.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E ST NW, MIAMI, OK 74354-4410

April 2019: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateApr 26, 2019
Property Address400 E ST NW, MIAMI, OK 74354-4410
Document Number001089/370
Book / Page1089 / 370
Instrument DateApr 10, 2019
Instrument2019-001677
Transaction TypeForeclosure
Record UpdatedAug 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
InvestorPossibly a Property Investor

March 2019: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionOTTAWA OK
Recording DateMar 27, 2019
Property Address400 E ST NW, MIAMI, OK 74354-4410
Document Number001087/483
Book / Page1087 / 483
Instrument DateMar 14, 2019
Instrument2019-001132
Transaction TypeForeclosure
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
Tax$15.00
Amount AccuracyJudgment Amount
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityMiami City
Unified School DistrictMiami Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,496.00 (-1.25%) Homeowner's exemption$16,529 (+189.98%) Land $2,161 Building $14,368$145,000 (+19%) Land $18,960 Building $126,040
2024$1,515.00 (+56.83%)$5,700 (-44%) Land $1,145 Building $4,555$50,000 (-45.73%) Land $10,045 Building $39,955
2023$966.00 (+7.81%)$10,179 (+5%) Land $980 Building $9,199$92,135 (-) Land $8,600 Building $83,535
2022$896.00$9,694 Land $980 Building $8,714$92,135 Land $8,600 Building $83,535

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1986–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimJun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms And Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI
serves 13,704 people · EPA ID OK2005813
Water SourceGroundwater
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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