405 E Rowan St, Raleigh, NC 27609 Property Records

Wake County property record for 405 E Rowan St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,132 sqft · built 1963
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Nov 2025)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1706.20-82-1391 0033776`

Property Details

APN / Parcel Number

Primary APN	`1706.20-82-1391 0033776`
Alternative APNs	`003377601` `0033776`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,132 sqft Heated Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	286 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0033776
Old Parcel Number	003377601
Street Address	405 E ROWAN ST
City	RALEIGH
State	NC
Zip	27609-5969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO95 LAKEMONT SE4
Legal Township	01
Legal Subdivision	LAKEMONT SEC 04
Legal Lot Number	95
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3004
Census Tract	52602

Owner

Source: Wake County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	405 E ROWAN ST, RALEIGH, NC 27609-5969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	0020081808
Deed Book / Page	20081 / 808
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 26, 2025
Property Address	405 E ROWAN ST, RALEIGH, NC 27609-5969
Document Number	020081/808
Book / Page	20081 / 808
Map Reference	MB 1962 PG 209
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 COMPTON RD, RALEIGH, NC 27609-5919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E ROWAN ST, RALEIGH, NC 27609-5969

Mortgage

Document Number	0020081810
Date	Nov 26, 2025
Instrument	20081/810

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.32%
Max Rate At Change	7.32%
Index	5-Year TN
Margin	2
Max Rate	11.3%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,858.00 (+5.06%)	$554,780 (+31.33%) Land $451,250 Building $103,530
2024			$554,780 (+31.33%) Land $451,250 Building $103,530
2023	$4,624.00	$422,420 Land $240,000 Building $182,420	$422,420 Land $240,000 Building $182,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20