400 E Rowan St, Raleigh, NC 27609 Property Records

Wake County property record for 400 E Rowan St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,557 sqft · built 1962
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2012)
Tax Bill	$3,375 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1706.20-82-2151 0009016`

Property Details

APN / Parcel Number

Primary APN	`1706.20-82-2151 0009016`
Alternative APNs	`000901601` `0009016`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,557 sqft Heated Area
1st Floor Area	1,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0009016
Old Parcel Number	000901601
Street Address	400 E ROWAN ST
City	RALEIGH
State	NC
Zip	27609-5970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO84 LAKEMONT SE3
Legal Township	01
Legal Subdivision	LAKEMONT SEC 03
Legal Lot Number	84
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3003
Census Tract	52602

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E ROWAN ST, RALEIGH, NC 27609-5970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit PNFP CREDIT CORP
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2012 · Amount on Record
Deed Sale	Sep 10, 2012 · Amount on Record
Prior Sale	Apr 11, 2000 · Amount on Record
Deed Document Number	0015-E1680
Deed Book / Page	008560 / 00244
Prior Transfer Date	Apr 2, 2004
Prior Transfer Doc	1074700701
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 E ROWAN ST, RALEIGH, NC 27609-5970
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROWAN ST, RALEIGH, NC 27609-5970

Mortgage

Document Number	19402/1576
Date	Aug 7, 2023
Book Page	19402/1576

Lender

Name	PNFP CREDIT CORP
Type	Private Party
Address	150 3RD AVE S STE 900, NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 E ROWAN ST, RALEIGH, NC 27609-5970
Document Number	175631814
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROWAN ST RALEIGH NC 276095970, RALEIGH, NC 27609-5970

Mortgage

Document Number	175631814
Date	Sep 4, 2019
Book Page	017563/001814

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,375.00	$307,887 Land $240,000 Building $67,887	$307,887 Land $240,000 Building $67,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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