405 E Ross Ave, Tampa, FL 33602 Property Records

Hillsborough County property record for 405 E Ross Ave, Tampa, FL 33602

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,623 sqft · built 2007
Lot Size0.202 acres (8,781 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Aug 2004)
Tax Bill$7,527 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN191530-0000

Property Details

APN / Parcel Number

Primary APN191530-0000
Alternative APN
  • A1329184XT000001000030

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,623 sqft Living Area
Gross Area4,812 sqft
1st Floor Area2,216 sqft
Upper Floors Area1,407 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,781 sqft (0.202 acres)
Lot Dimensions131 ft deep x 68 ft wide
Garage TypeDetached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area591 sqft
Deck Area363 sqft
Patio Area363 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1915300000
Street Address405 E ROSS AVE
CityTAMPA
StateFL
Zip33602-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-24
Legal DescriptionFUCHS SUBDIVISION OF BLOCKS 1 AND 2 LOT 3 BLOCK 1
Legal Range18E
Legal Township29S
Legal Section13
Legal SubdivisionFUCHS SUBDIVISION OF BLOCKS 1 AND 2
Legal Tract4XT
Legal Block1
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2007
Census Tract4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tampa Heights Historic District
listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 E ROSS AVE, TAMPA, FL 33602-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2004 · Amount on Record
Deed SaleAug 21, 2004 · Amount on Record
Deed Document Number2004328137
Deed Book / Page14151 / 488
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 E ROSS AVE, TAMPA, FL 33602-2413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0272170508
DateDec 27, 2019
Book Page27217/0508
Instrument2019551657
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 9, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 E ROSS AVE, TAMPA, FL 33602-2413
Document Number0000555963
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 E ROSS AVE TAMPA FL 336022413, TAMPA, FL 33602-2413

Mortgage

Document Number0000555963
DateDec 29, 2020
Instrument555963
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,527 (+2.7%)$1,131,752 (-5.21%) Land $207,378 Building $924,374
2025$7,527.00 (+10.03%) Homeowner's exemption$407,524 (+5.99%)$1,193,969 (+3.62%) Land $207,378 Building $986,591
2023$6,841.00 (+2.64%) Homeowner's exemption$384,504 (+3%)$1,152,276 (+2.44%) Land $181,456 Building $970,820
2022$6,665.00 Homeowner's exemption$373,305$1,124,786 Land $172,815 Building $951,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1985 · Hurricane Elena

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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