401 E Ross Ave, Tampa, FL 33602 Property Records

Hillsborough County property record for 401 E Ross Ave, Tampa, FL 33602

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,906 sqft · built 1995
Lot Size0.196 acres (8,547 sqft)
Owner2 Individual Names on File
Tax Bill$284 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN191532-0000

Property Details

APN / Parcel Number

Primary APN191532-0000
Alternative APN
  • A1329184XT000001000050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,906 sqft Living Area
Gross Area4,504 sqft
1st Floor Area294 sqft
2nd Floor Area2,084 sqft
Upper Floors Area528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,547 sqft (0.196 acres)
Lot Dimensions131 ft deep x 68 ft wide
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchOpen Porch
Porch Area718 sqft
Patio Area352 sqft
Gazebo64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1915320000
Street Address401 E ROSS AVE
CityTAMPA
StateFL
Zip33602-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-24
Legal DescriptionFUCHS SUBDIVISION OF BLOCKS 1 AND 2 LOT 5 BLOCK 1
Legal Range18E
Legal Township29S
Legal Section13
Legal SubdivisionFUCHS SUBDIVISION OF BLOCKS 1 AND 2
Legal Tract4XT
Legal Block1
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2007
Census Tract4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tampa Heights Historic District
listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 E Ross Ave is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address401 E ROSS AVE, TAMPA, FL 33602-2413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address401 E ROSS AVE, TAMPA, FL 33602-2413
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E ROSS AVE B, B, TAMPA, FL 33602-2413

Mortgage

Document Number0000349210
DateJul 14, 2022
Instrument2022349210
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Ross Ave was $284.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,422 (+2.7%)$767,076 (-3.88%) Land $207,378 Building $559,698
2025$284.00 Disabled Person's exemption Veteran's exemption$199,048$798,000 Land $207,378 Building $590,622
2023$284.00 Disabled Person's exemption Veteran's exemption$187,804 (+3%)$763,656 (+5.21%) Land $181,456 Building $582,200
2022$284.00 Disabled Person's exemption Veteran's exemption$182,334$725,827 Land $172,815 Building $553,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Ross Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1985 · Hurricane Elena

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Ross Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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