405 E Phifer St, Marshville, NC 28103 Property Records

Union County property record for 405 E Phifer St, Marshville, NC 28103

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 720 sqft · built 1950
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Sep 2010)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-305-048`

Property Details

APN / Parcel Number

Primary APN	`02-305-048`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)
Porch	Slab
Porch Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E PHIFER ST
City	MARSHVILLE
State	NC
Zip	28103-1319
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SFR-3 MARS
Legal Description	BIVENS 405 E PHIFER ST
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3015
Census Tract	20800

Owner

Source: Union County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 DOCTOR BLAIR RD, MARSHVILLE, NC 28103-9701
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2010 · Amount on Record
Deed Sale	Sep 21, 2010 · Amount on Record
Deed Document Number	201023449
Deed Book / Page	5400 / 185
Last Transfer Date	Nov 9, 2015
Transfer Doc	6570359
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	405 E PHIFER ST, MARSHVILLE, NC 28103-1319
Document Number	7232609
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 HASTY RD MARSHVILLE NC 281039486, MARSHVILLE, NC 28103-9486

Mortgage

Document Number	7232609
Date	Sep 10, 2018
Book Page	007232/000609
Instrument	25744

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marshville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 (+54.88%)	$116,000 (+82.68%) Land $41,100 Building $74,900	$116,000 (+82.68%) Land $41,100 Building $74,900
2023	$727.00	$63,500 Land $18,300 Building $45,200	$63,500 Land $18,300 Building $45,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARSHVILLE serves 3,163 people · EPA ID NC0190015
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20