Union County property record for 203 E Phifer St, Marshville, NC 28103
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2021) |
| Tax Bill | $1,773 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-309-042 |
| Primary APN | 02-309-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 203 E PHIFER ST |
|---|---|
| City | MARSHVILLE |
| State | NC |
| Zip | 28103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SFR-3 MARS |
| Legal Description | 8172-0024 |
| Legal Subdivision | 2209930 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MARSHVILLE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20800 |
Source: Union County records · APN 02-309-042
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 E PHIFER ST, MARSHVILLE, NC 28103-1372 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 15, 2021 | Warranty Deed, Transfer · USDA Mortgage C&F MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Jul 25, 2016 · Amount on Record |
| Deed Document Number | 202133525 |
| Deed Book / Page | 8172 / 24 |
| Prior Transfer Date | Jun 08, 2011 |
| Prior Transfer Doc | 5589555 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 203 E PHIFER ST, MARSHVILLE, NC 28103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0009205633 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 9205/633 |
| Instrument | 24697 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 203 E PHIFER ST, MARSHVILLE, NC 28103 |
| Document Number | 817224 |
| Book / Page | 8172 / 24 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 33525 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9161 LOTHIAN RD, 9161, KING GEORGE, VA 22485-2352 |
| Name | Verified Name |
|---|---|
| Address | 205 E PHIFER ST, MARSHVILLE, NC 28103-1372 |
| Document Number | 33526 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 33526 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Marshville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,773.00 (+62.21%) | $182,600 (+91.2%) Land $44,600 Building $138,000 | $182,600 (+91.2%) Land $44,600 Building $138,000 |
| 2023 | $1,093.00 | $95,500 Land $20,100 Building $75,400 | $95,500 Land $20,100 Building $75,400 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF MARSHVILLE serves 3,163 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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