405 E Morse St, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 405 E Morse St, Fredericksburg, TX 78624 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,197 sqft · built 1912
Lot Size	0.324 acres (14,135 sqft)
Owner	Individual Name on File
Last Sale	$361,300 (Sep 2018)
Tax Bill	$8,867 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Mortgage + 1 more
APN	`S0650-0050-000400`

Property Details

APN / Parcel Number

Primary APN	`S0650-0050-000400`
Alternative APN	`17607`

Interior

Full Baths	1 Bath
Building Area	2,197 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	2,197 sqft
Utility Area	128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	14,135 sqft (0.324 acres)
Lot Dimensions	189 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	911 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S0650-0050-000400
Street Address	405 E MORSE ST
City	FREDERICKSBURG
State	TX
Zip	78624-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAHNE BLK E LOT 4
Legal Subdivision	HAHNE
Legal Block	E
Legal Lot Number	4
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2014
Census Tract	950401

Owner

Source: Gillespie County records · APN S0650-0050-000400

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E MORSE ST, FREDERICKSBURG, TX 78624-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTY FEDERAL MORTGAGE LLC
Sep 05, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Sep 05, 2018
Deed Document Number	20184999
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	405 E MORSE ST, FREDERICKSBURG, TX 78624-3501
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	TEXAS PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20216010
Date	Aug 05, 2021
Instrument	20216010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2046

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILLESPIE TX
Recording Date	Sep 25, 2018
Property Address	405 E MORSE ST, FREDERICKSBURG, TX 78624-3501
Document Number	0020184999
Map Reference	VOL 15 PG 627
Instrument Date	Sep 10, 2018
Instrument	20184999
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	WRIGHT LAW AND TITLE, WRIGHT LAW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E MORSE ST, 405, FREDERICKSBURG, TX 78624-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MORSE ST, FREDERICKSBURG, TX 78624-3501

Mortgage

Document Number	0020185001
Date	Sep 25, 2018
Instrument	20185001

Lender

Name	GUARANTY FEDERAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GILLESPIE TX
Recording Date	Sep 05, 2018
Property Address	405 E MORSE ST, FREDERICKSBURG, TX 78624-3501
Document Number	0020184678
Map Reference	VOL 15 PG 627
Instrument Date	Aug 25, 2018
Instrument	20184678
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E MORSE ST, 405, FREDERICKSBURG, TX 78624-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 INWOOD MNR, SAN ANTONIO, TX 78248-1618

Tax Assessment & Valuation

Source: Gillespie County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,867.00 (-3.33%)
2025		$736,334 (-1.17%) Land $267,900 Building $468,434	$736,334 (-1.17%) Land $267,900 Building $468,434
2024	$9,172.00 (+0.49%)
2023	$9,127.00 (-1.02%)	$745,060 Land $267,900 Building $477,160	$745,060 Land $267,900 Building $477,160
2022	$9,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481719504012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 23% of Texas
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)	Fixed Wireless (unlicensed)	940 / 940
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hill Country Telephone Cooperative, T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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