312 E Morse St, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 312 E Morse St, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 930 sqft · built 2006
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual on Record
Tax Bill	$5,342 (2026)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jul 2022 Reverse Mortgage + 2 more
APN	`18109`

Property Details

APN / Parcel Number

Primary APN	`18109`
Alternative APN	`A0685-0128-000000-00`

Interior

Full Baths	1 Bath
Building Area	930 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	930 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asbestos
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,690 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0685-0128-000000-00
Street Address	312 E MORSE ST
City	FREDERICKSBURG
State	TX
Zip	78624-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0685 H C THOMPSON #128, 0.4591 ACRES, -HOMESITE- -HOMESITE-
Legal Subdivision	H C THOMPSON #128
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2018
Census Tract	950401

Owner

Source: Gillespie County assessment roll, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948

Mortgage

Document Number	0020212459
Date	Apr 5, 2021
Instrument	20212459

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Change Frequency	Annually
Index	1-Year LIBOR

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948

Mortgage

Document Number	0020224668
Date	Jul 1, 2022
Instrument	20224668

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.34%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170760
Date	Feb 16, 2017
Instrument	20170760

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	312 E MORSE ST, FREDERICKSBURG, TX 78624-3948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170759
Date	Feb 16, 2017
Instrument	20170759

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,342.00 (+11.97%)
2025	$4,771.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$381,130 (+21%) Land $332,000 Building $157,880	$489,880 (-) Land $332,000 Building $157,880
2023		$314,984 Land $332,000 Building $157,880	$489,880 Land $332,000 Building $157,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hill Country Telecommunications, T-Mobile.

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