Marathon County property record for 405 E Mill St, Spencer, WI 54479
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Owner Name on File |
| Last Sale | $75,000 (Jun 2006) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-053-1070 |
| Primary APN | 181-2602-053-1070 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 405 E MILL ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF IRENE LOTS 1 & 2 BLK 17 & THAT PT OF SE 1/4 SW 1/4 SEC 5-26-02 LYG E OF SD PCL & W OF SCHOOL ST |
| Legal Range | 02 |
| Legal Township | 26 |
| Legal Section | 05 |
| Legal Quarter | SE |
| Legal Subdivision | PLAT OF IRENE |
| Legal Block | 17 |
| Legal Lot Number | 1&2 2 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2101 |
Source: Marathon County assessment roll, as of January 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 405 E MILL ST, SPENCER, WI 54479-9332 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2006 · Amount on Record |
| Deed Sale | Jun 14, 2006 · Amount on Record |
| Deed Document Number | 1448253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 405 E MILL ST, SPENCER, WI 54479-9332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001828962 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 1828962 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Marathon County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,939.00 (+23.27%) | $104,700 (-) Land $10,000 Building $94,700 | $132,930 (+17.58%) Land $12,696 Building $120,234 |
| 2023 | $1,573.00 Homeowner's exemption | $104,700 Land $10,000 Building $94,700 | $113,058 Land $10,798 Building $102,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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