105 E Mill St, Spencer, WI 54479 Property Records

Marathon County property record for 105 E Mill St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.064 acres (2,788 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Jan 2020)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1142`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1142`
Alternative APN	`56-0320-020-003-00-00`

Exterior

Lot Area	2,788 sqft (0.064 acres)

Location & Zoning

Street Address	105 E MILL ST
City	SPENCER
State	WI
Zip	54479-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF IRENE - THAT PT LOT 3 LYG E OF RR ROW & W 15' LOT 2 BLK 20
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SW
Legal Subdivision	PLAT OF IRENE
Legal Block	20
Legal Lot Number	3
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3021
Census Tract	2101

Owner

Source: Marathon County records · APN 181-2602-053-1142

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 E MILL ST, SPENCER, WI 54479-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	1795929
Record Updated	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Jan 10, 2020
Property Address	105 E MILL ST, SPENCER, WI 54479-9329
Document Number	0001795929
Instrument Date	Jan 10, 2020
Instrument	1795929
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	BADGER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$374.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001795930
Date	Jan 10, 2020
Instrument	1795930

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marathon County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (+22.46%)	$119,500 (-) Land $2,800 Building $116,700	$151,720 (+17.58%) Land $3,555 Building $148,165
2023	$1,843.00 Homeowner's exemption	$119,500 Land $2,800 Building $116,700	$129,040 Land $3,024 Building $126,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 191 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER WATERWORKS serves 1,848 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.