Howell County property record for 405 E Main St, Willow Springs, MO 65793
| Property Type | Commercial |
|---|---|
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $219,450 (Oct 2025) |
| Tax Bill | $1,230 (2025) |
| Deeds & Mortgages | Jun 2011 Line of Credit Jun 2011 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-9.0-30-001-031-003.00077 |
| Primary APN | 03-9.0-30-001-031-003.00077 |
|---|
| Lot Area | 8,250 sqft (0.189 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Street Address | 405 E MAIN ST |
|---|---|
| City | WILLOW SPRINGS |
| State | MO |
| Zip | 65793-1419 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LT 8 & SW1/2 LT 7 |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 30 |
| Legal Subdivision | NETTLETON ADD 315 |
| Legal Block | 5 |
| Legal Lot Number | 8S |
| Jurisdiction | HOWELL MO |
| Township / Civil Division | WILLOW SPRINGS |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 90101 |
Source: Howell County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 57, WILLOW SPRINGS, MO 65793-0057 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 15, 2011 | Deed of Trust, Mortgage · Line of Credit BANK OF THAYER |
| Jun 15, 2011 | Deed of Trust, Mortgage · Line of Credit BANK OF THAYER |
| Oct 30, 2025 | Warranty Deed, Transfer · Commercial Mortgage WEST PLAINS BANK & TRUST CO |
| Sep 8, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 20254562 |
| Prior Transfer Date | Aug 28, 2017 |
| Prior Transfer Doc | 02017R3677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWELL MO |
| Property Address | 405 E MAIN ST, WILLOW SPRINGS, MO 65793-1419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011R2515 |
|---|---|
| Date | Jun 15, 2011 |
| Instrument | 2011R2515 |
| Name | BANK OF THAYER |
|---|---|
| Address | WEST PLAINS, MO 65775 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWELL MO |
| Property Address | 405 E MAIN ST, WILLOW SPRINGS, MO 65793-1419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011R2512 |
|---|---|
| Date | Jun 15, 2011 |
| Instrument | 2011R2512 |
| Name | BANK OF THAYER |
|---|---|
| Address | WEST PLAINS, MO 65775 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWELL MO |
| Recording Date | Oct 30, 2025 |
| Property Address | 405 E MAIN ST, WILLOW SPRINGS, MO 65793-1419 |
| Document Number | 02025R4562 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025R4562 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACTS AND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 57, WILLOW SPRINGS, MO 65793-0057 |
| Document Number | 02025R4563 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R4563 |
| Name | WEST PLAINS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWELL MO |
| Recording Date | Sep 8, 2017 |
| Property Address | 405 E MAIN ST, WILLOW SPRINGS, MO 65793-1419 |
| Document Number | 02017R3677 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017R3677 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 STATE ROUTE 76, WILLOW SPRINGS, MO 65793-8252 |
Source: Howell County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howell County |
| Municipality | Willow Springs City |
| Unified School District | Willow Springs R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,590 (-) Land $3,960 Building $25,630 | $92,480 (-) Land $12,380 Building $80,100 | |
| 2025 | $1,230.00 (-0.16%) | $29,590 (-) Land $3,960 Building $25,630 | $92,480 (-) Land $12,380 Building $80,100 |
| 2024 | $1,232.00 | ||
| 2023 | $29,590 | $92,480 Land $12,380 Building $80,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOW SPRINGS PWS serves 2,250 people · EPA ID MO4010862 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | HOWELL COUNTY PWSD 3 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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