403 E Main St, Willow Springs, MO 65793 Property Records

Howell County property record for 403 E Main St, Willow Springs, MO 65793

Property Summary

Property TypeCommercial
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Nov 2017)
Tax Bill$2,031 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-9.0-30-001-031-003.01087

Property Details

APN / Parcel Number

Primary APN03-9.0-30-001-031-003.01087

Exterior

Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide

Location & Zoning

Street Address403 E MAIN ST
CityWILLOW SPRINGS
StateMO
Zip65793-1419
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLT 6 & NW1/2 LT 7
Legal Range09W
Legal Township27N
Legal Section30
Legal SubdivisionNETTLETON ADD 315
Legal Block5
Legal Lot Number6N
JurisdictionHOWELL MO
Township / Civil DivisionWILLOW SPRINGS
Census Block Group2
Census Block2047
Census Tract90101

Owner

Source: Howell County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 9167, SPRINGFIELD, MO 65801-9167
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES COMMUNITY BANK
Nov 30, 2017Intrafamily Transfer, Transfer · Commercial Mortgage
LANDMARK BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Deed Document Number20174968
Prior Transfer DateNov 29, 2017
Prior Transfer Doc2017R4968
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWELL MO
Property Address403 E MAIN ST, WILLOW SPRINGS, MO 65793-1419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R6062
DateDec 15, 2020
Instrument2020R6062
Lender
NamePEOPLES COMMUNITY BANK
TypeBank
AddressGREENVILLE, MO 63944
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 7, 2035

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWELL MO
Recording DateNov 30, 2017
Property Address403 E MAIN ST, WILLOW SPRINGS, MO 65793-1419
Document Number2017R4968
Instrument DateNov 29, 2017
Instrument2017R4968
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 STATE ROUTE 76, WILLOW SPRINGS, MO 65793-8252

Mortgage

Document Number2017R4973
DateNov 30, 2017
Instrument2017R4973
Lender
NameLANDMARK BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyHowell County
MunicipalityWillow Springs City
Unified School DistrictWillow Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,850 (-) Land $3,960 Building $44,890$152,650 (-) Land $12,380 Building $140,270
2025$2,031.00 (-0.15%)$48,850 (-) Land $3,960 Building $44,890$152,650 (-) Land $12,380 Building $140,270
2024$2,034.00
2023$48,850$152,650 Land $12,380 Building $140,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLOW SPRINGS PWS
serves 2,250 people · EPA ID MO4010862
Water SourceGroundwater
Last State InspectionOct 2024
Also Mapped HereHOWELL COUNTY PWSD 3
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30

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