Morgan County property record for 405 E Main St, Concord, IL 62631
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1998 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Nov 2002) |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-113-022 |
| Primary APN | 03-29-113-022 |
|---|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 145 ft deep x 134 ft wide |
| Street Address | 405 E MAIN ST |
|---|---|
| City | CONCORD |
| State | IL |
| Zip | 62631-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF CONCORD ROBT DIGGINS SUB LTS 13 & 14 29-16-11 |
| Legal Range | 11W |
| Legal Township | 16N |
| Legal Section | 29 |
| Legal Subdivision | ROBT DIGGINS SUB |
| Legal Lot Number | 13&14 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 951400 |
Source: Morgan County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E MAIN ST, CONCORD, IL 62631-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2002 · Amount on Record |
| Deed Sale | Nov 6, 2002 · Amount on Record |
| Deed Document Number | 2002512714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 405 E MAIN ST, CONCORD, IL 62631-5057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 619012 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 619012 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Municipality | Concord Village |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 (+15.62%) | $12,000 (+11.01%) Land $1,340 Building $10,660 | $36,000 (+11.01%) Land $4,020 Building $31,980 |
| 2024 | $397.00 (+44.89%) | ||
| 2023 | $10,810 (+9.97%) Land $1,210 Building $9,600 | $32,430 (+9.97%) Land $3,630 Building $28,800 | |
| 2022 | $274.00 (-45.53%) Homeowner's exemption | $9,830 Land $1,100 Building $8,730 | $29,490 Land $3,300 Building $26,190 |
| 2021 | $503.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 295 people · EPA ID IL1370100 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHAPIN |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Illinois Net.
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