307 E Main St, Concord, IL 62631 Property Records

Morgan County property record for 307 E Main St, Concord, IL 62631

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1940
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Dec 2022)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-29-109-004`

Property Details

APN / Parcel Number

Primary APN	`03-29-109-004`

Interior

Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	138 ft deep x 330 ft wide

Location & Zoning

Street Address	307 E MAIN ST
City	CONCORD
State	IL
Zip	62631-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF CONCORD ORIGINAL TOWN LTS 1-3-5-7 & 9 BLK 3 29-16-11
Legal Range	11W
Legal Township	16N
Legal Section	29
Legal Subdivision	VILLAGE CONCORD
Legal Block	3
Legal Lot Number	1-3-5-7
Jurisdiction	MORGAN IL
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1057
Census Tract	951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E MAIN ST, CONCORD, IL 62631-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Document Number	2022645430
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000654497
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Dec 28, 2022
Property Address	307 E MAIN ST, CONCORD, IL 62631-5056
Document Number	0000645430
Instrument Date	Dec 28, 2022
Instrument	645430
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 LABOR DR, SOUTH JACKSONVILLE, IL 62650-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E MAIN ST, CONCORD, IL 62631-5056

Mortgage

Document Number	0000645431
Date	Dec 28, 2022
Instrument	645431

Lender

Name	PETEFISH SKILES & CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Concord Village
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+7.6%)	$36,930 (+11%) Land $3,130 Building $33,800	$110,790 (+11%) Land $9,390 Building $101,400
2024	$2,078.00 (+30.2%)
2023		$33,270 (+10.02%) Land $2,820 Building $30,450	$99,810 (+10.02%) Land $8,460 Building $91,350
2022	$1,596.00 (-5.67%) Homeowner's exemption	$30,240 Land $2,560 Building $27,680	$90,720 Land $7,680 Building $83,040
2021	$1,692.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 295 people · EPA ID IL1370100
Water Source	Purchased groundwater influenced by surface water from CHAPIN
Last State Inspection	Feb 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Illinois Net.

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