Daviess County property record for 405 E Grand St, Gallatin, MO 64640
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,566 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.2-20-2-11-05 |
| Primary APN | 15-4.2-20-2-11-05 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,566 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 98 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 405 E GRAND ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTH 132' OF THE EAST 95' OF THE WEST HALF OF OUT LOT 14 ORIGINAL TOWN, NOW CITY, OF GALLATIN |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 470200 |
Source: Daviess County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E GRAND ST, GALLATIN, MO 64640-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 |
| Deed Sale | May 2, 2017 |
| Deed Document Number | 0000037569 |
| Prior Transfer Date | Jun 26, 2009 |
| Prior Transfer Doc | 0000338235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Property Address | 405 E GRAND ST, GALLATIN, MO 64640-1123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 405 E GRAND ST, GALLATIN, MO 64640-1123 |
| Document Number | 0000332/62 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 332/62 |
| Instrument | 20251898 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Daviess County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 (+8.83%) | $7,463 (+12.55%) Land $1,104 Building $6,359 | $39,280 (+12.55%) Land $5,810 Building $33,470 |
| 2023 | $487.00 | $6,631 Land $967 Building $5,664 | $34,900 Land $5,090 Building $29,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN PWS serves 1,821 people · EPA ID MO1010299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-States Services Fiber | 2,000 / 2,000 |
| Windstream Fiber · DSL | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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