402 E Grand St, Gallatin, MO 64640 Property Records

Daviess County property record for 402 E Grand St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,582 sqft · built 1923
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$248,953 (Jul 2025)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Jul 2007 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-2-12-04`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-2-12-04`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,582 sqft Living Area
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	510 sqft
Deck Area	70 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 E GRAND ST
City	GALLATIN
State	MO
Zip	64640-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF OUT LOT 13 IN THE CITY OF GALLATIN, COUNTY OF DAVIESS, AND STATE OF MISSOURI, DESC FOLLOWS: COMM AT THE NW C
Legal Range	27W
Legal Township	59N
Legal Section	20
Legal Subdivision	CITY OF GALLATIN
Legal Lot Number	13
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4017
Census Tract	470200

Owner

Source: Daviess County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E GRAND ST, GALLATIN, MO 64640-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS BANK OF NORTHERN MISSOURI
Jul 7, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jul 11, 2023 · Amount on Record
Deed Document Number	20251047
Deed Book / Page	413 / 288
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0000002249
Record Updated	Sep 20, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	402 E GRAND ST, GALLATIN, MO 64640-1124
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E GRAND ST, GALLATIN, MO 64640-1124

Mortgage

Document Number	0000233/38
Date	Jul 23, 2007
Book Page	233/38

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI
Type	Seller
Address	121 W JACKSON ST, GALLATIN, MO 64640

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	402 E GRAND ST, GALLATIN, MO 64640-1124
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 N LIBERTY ST, INDEPENDENCE, MO 64050-1820

Mortgage

Document Number	0000330/53
Date	Jul 7, 2025
Book Page	330/53
Instrument	20251048

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Jul 7, 2025
Property Address	402 E GRAND ST, GALLATIN, MO 64640-1124
Document Number	000413/288
Book / Page	413 / 288
Instrument Date	Jul 7, 2025
Instrument	20251047
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E GRAND ST, GALLATIN, MO 64640-1124

Mortgage

Document Number	0020251048
Date	Jul 7, 2025
Instrument	20251048

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIESS MO
Recording Date	May 14, 2018
Property Address	402 E GRAND ST, GALLATIN, MO 64640-1124
Document Number	000379/261
Book / Page	379 / 261
Instrument Date	Apr 30, 2018
Instrument	20180701
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+10.63%)	$17,425 (+14.31%) Land $1,210 Building $16,215	$91,710 (+14.31%) Land $6,370 Building $85,340
2023	$1,120.00	$15,244 Land $1,007 Building $14,237	$80,230 Land $5,300 Building $74,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream Fiber · DSL	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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