405 E Franklin St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 405 E Franklin St, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,404 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (May 2020)
Tax Bill	$2,657 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`034601 157.09-3-20`

Property Details

APN / Parcel Number

Primary APN	`034601 157.09-3-20`
Alternative APNs	`460115700900030200000000` `46000210980`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Porch	Slab
Porch Area	144 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000210980
Street Address	405 E FRANKLIN ST
City	ENDICOTT
State	NY
Zip	13760-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UTF
Legal Description	R1 0020K5000C0280000000
Legal Block	3
Legal Lot Number	20.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	13400

Owner

405 E Franklin St is owned and occupied by an individual who bought it in May 2020.

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 E FRANKLIN ST, ENDICOTT, NY 13760-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	202010850
Deed Book / Page	2620 / 650
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	May 19, 2020
Property Address	405 E FRANKLIN ST, ENDICOTT, NY 13760-4107
Document Number	0026200650
Book / Page	002620 / 000650
Instrument Date	May 13, 2020
Instrument	10850
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E FRANKLIN ST ENDICOTT NY 137604107, ENDICOTT, NY 13760-4107

Mortgage

Document Number	39560309
Date	May 19, 2020
Book Page	003956/000309
Instrument	10851

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 405 E Franklin St was $2,657, down 31.7% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Municipality	Endicott Village
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,657.00 (-31.71%)
2025	$3,891.00 (+4.2%)	$2,700 Land $500 Building $2,200	$97,100 Land $17,981 Building $79,119
2024	$3,734.00
2023		$2,700 Land $500 Building $2,200	$78,035 Land $14,451 Building $63,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 405 E Franklin St; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20